O consórcio de serviços é uma modalidade de negócio que tem se tornado cada vez mais popular no Brasil.
Fazer um consórcio é formar uma poupança comum, destinada à aquisição de bens móveis, imóveis e serviços por meio de um autofinanciamento.
Isso quer dizer que, nesse grupo, os consorciados contribuem juntos como uma parcela mensal e formam um fundo do qual todos eles, contemplados por sorteio ou lance, podem utilizar uma parte para adquirir um bem ou serviço.
Neste artigo, daremos alguns exemplos de como a carta de crédito do consórcio de serviços pode ser usada.
- Reforma e decoração: A piscina, ou, a churrasqueira da sua área de lazer podem se tornar realidade com o consórcio de serviços. Ele é ideal para quem quer dar uma repaginada na casa própria, ou até mesmo, mobiliar um imóvel que acabou de comprar.
- Realização de uma festa: Casar com uma festa linda para toda a família e amigos é o seu sonho? A carta de serviços pode ajudar. E a vantagem é que, pelo consórcio, você tem poder de compra à vista ao ser contemplado. Isso significa que possui melhor margem de negociação na hora de contratar e comprar os itens para a sua festa.
- Cirurgia plástica: Aqui as possibilidades são muitas. Você pode fazer cirurgias estéticas como colocação de prótese de silicone, lipoaspiração, rinoplastia, bariátrica… Também pode investir em procedimentos mais simples, o caso de colocação de botox, preenchimento facial e até colocação de aparelho ortodôntico.
- Educação: A faculdade do seu filho pode ser garantida por meio do consórcio de serviços, bem como o intercâmbio que está nos seus planos. Nesse caso, vale até considerar a possibilidade de contratar mais de uma cota de consórcio. Assim, poderá concentrar seus esforços na viagem enquanto paga as mensalidades.
- Viagem: Conhecer Paris é sua meta de vida? A carta de crédito de serviços pode ser usada nos custos da passagem, hospedagem e passeios turísticos. Com planejamento, a viagem tão sonhada pode se tornar realidade, e bem mais rápido do que você imagina.
Como funciona o consórcio?
A vantagem com o consórcio de serviços é que ele não compromete o limite do cartão de crédito e também não exige comprovações cheias de burocracia para a contratação.
Diferente do financiamento, no consórcio não há cobrança de juros sobre as parcelas, e sim de uma taxa relativa à administração do grupo.
Por meio de assembleias, os consorciados se reúnem para a realização de sorteios que premiam um, ou, mais participantes por mês.
Se o consorciado não quiser esperar demais, ou, só contar com a sorte, poderá oferecer um lance para tentar adiantar a própria contemplação.
Quando contemplado, o consorciado já pode destinar o crédito contratado para todo tipo de reforma que desejar.
Confira os planos de consórcio da Promenac e surpreenda-se com parcelas que cabem no seu orçamento.
Se restou alguma dúvida sobre o consórcio, é só nos chamar.
A equipe de consultores da Promenac Consórcio está pronta para ajudar você.
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