A cena é a seguinte: você está cansado de ficar preso no trânsito e quer uma alternativa mais econômica para fazer os deslocamentos diários. Como está sobrando um dinheiro ao final do mês, você resolve investir em uma uma motocicleta.

Então começa a pesquisar modelos e enfim chega ao escolhido, mas na hora de optar pela melhor forma de pagamento entra em um dilema: você tem dinheiro sobrando ao final do mês, mas ainda não possui uma grande reserva para pagar à vista. Faz os cálculos e vê que, se optar por um financiamento, vai pagar o valor de mais de duas motocicletas por uma.

É nesse momento que aparece na sua mente a ideia um consórcio! Sem juros, com parcelas que cabem no seu bolso e a possibilidade de fazer lances para antecipar a carta de crédito.

Como funciona um consórcio de moto

Um consórcio para a aquisição de uma motocicleta funciona basicamente como as outras modalidades de consórcio. Você pesquisa os grupos de consórcio disponíveis, escolhe aquele que se encaixa melhor com o bem que pensa em adquirir e começa a pagar as parcelas. Aqui na Promenac Consórcio, temos diversas opções de consórcios para motocicletas. Clique e confira.

Menos custos

Uma das vantagens do consórcio em relação a um financiamento, por exemplo, é a diminuição nos custos. No consórcio, você paga apenas uma taxa de administração, que é a remuneração da administradora pelos serviços prestados.

O consórcio é flexível

Ao contratar um consórcio, você define quanto quer pagar por mês e em quanto tempo deseja quitar o valor da carta de crédito. Ao estipular esse tempo, você também tem a garantia de o prazo máximo para você adquirir o seu bem será ao final desse período. Além disso, existe a possibilidade de você oferecer lances e adiantar recebimento da carta de crédito. No caso de uma motocicleta, isso pode ser bastante útil.

Não precisa de entrada

Eis aí outra vantagem do consórcio em relação a um financiamento. No consórcio, você vai ter o parcelamento integral do bem escolhido. Nesse caso, você não precisa ter uma grande quantidade de dinheiro para começar a concorrer a carta de crédito.

A vantagem de comprar à vista

Quando você é contemplado com a carta de crédito, vai ter a possibilidade de comprar a sua motocicleta à vista. Isso pode ser um grande diferencial na hora de negociar alguns benefícios extras e até conseguir aquele desconto extra.

Um consórcio ajuda a organizar a vida financeira

O consórcio é uma forma de adquirir bens e aumentar o patrimônio com responsabilidade. Como você vai planejar as parcelas de acordo com seu ganho mensal, fazer um consórcio pode evitar que você desperdice dinheiro embarcando em aventuras infundadas ou até mesmo em compras sem planejamento. Além disso, explicar para a sua família como funciona e porque você escolheu um consórcio pode auxiliar na educação financeira de todos.

Depois de todas essas dicas, fica mais fácil saber se o consórcio é a melhor opção para você adquirir sua motocicleta neste momento. Se a resposta for afirmativa, entre em contato conosco. Será um prazer atendê-lo.

Promenac Consórcio: (47) 3341-9110

WhatsApp: 047 9 9203 7259

Site: https://bit.ly/2PrkK2X

Fonte: ABAC

Edição: Ricardo de Souza – Jornalista

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